Why can't we call an education loan at an interest rate as low as 4% as a loan scholarship? When our economy is growing at a rate of 8% and an inflation of 11.5% certainly 4% is negligibly small. More over getting a tax benefit during your employment for the interest you are going to repay.
Lets look at the educational loan scheme from Kerala Backward classes development corporation(KSBCDC), which covers 90% of your education expenditure subject to a maximum of 50000 per year.
The applicants annual parental income should be less than 55000 INR and currently the loan is available for professional education
For more details and application procedure clickhere
or visit http://www.ksbcdc.org/pages/educational_loan.htm
One plus point for the minorities is they need to pay only 3% as interest.
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5 comments:
very nice scheme.we,bakwrd muslim girls thanks a lot for this scheme to KSBCDC.....
Good, when you have the attitude to learn and grow, money will not be a constraint...
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